About this app
See moreRAM FINANCE is India's most trusted digital lending platform offering instant personal loans up to ₹5,00,000 at attractive interest rates. Apply in just 3 easy steps — verify mobile, upload KYC, and get money directly into your bank account within minutes.
Backed by a RBI-registered NBFC, we combine cutting-edge technology with bank-grade security to deliver a seamless borrowing experience. No hidden charges, no collateral required, and complete transparency at every step.
- 100% Online Process
- No Collateral Required
- RBI Registered NBFC
- Flexible Tenure 3–36 Months
- Transparent Charges
- Instant Disbursal
- 256-bit Encryption
- 24×7 Customer Support
Data safety
See moreData is encrypted in transit
Your data is transferred over a secure connection using 256-bit SSL encryption.
You can request that data be deleted
The developer provides a way for you to request that your data be deleted.
Data isn't shared with third parties
Your personal information is never sold or shared with advertisers.
Independent security review
This app has been independently reviewed for security best practices.
Ratings and reviews
See allFrequently asked questions
Is RAM FINANCE a genuine and safe app?
Yes. RAM FINANCE is a RBI-registered NBFC operating since 2018. All transactions are secured with 256-bit SSL encryption and we follow strict data privacy guidelines.
How much loan can I get?
You can avail personal loans ranging from ₹5,000 to ₹5,00,000 depending on your income, credit score, and repayment capacity.
How long does approval take?
Most applications are approved within 10 minutes. The loan amount is typically credited to your bank account within 15 minutes of approval.
What documents are required?
You need your PAN card, Aadhaar card, a selfie, and basic bank account details. All documents can be uploaded directly through the app.
Are there any hidden charges?
No. We maintain complete transparency. All processing fees, interest rates, and charges are clearly shown before you accept the loan offer.
What's new
Version 3.2.1 · Updated 5 Oct 2026
- Faster KYC verification with AI-based document scanning
- Improved loan approval speed — now 40% faster
- New EMI calculator with flexible tenure options
- Enhanced security with biometric login support
- Bug fixes and performance improvements
App info
Version: 3.2.1
Updated: 5 Oct 2026
Requires: Android 6.0+
Downloads: 10,00,00,000+
Size: 8.2 MB
Safety starts here
How developers collect and share your data. Data privacy and security practices may vary based on your app usage.
Developer
support@ramfinance.in
+91 98765 43210
Mumbai, Maharashtra, India
www.ramfinance.sbs